Independent coverage built around Florida families and businesses

We are an independent agency, so we shop multiple carriers and bring you the policy that fits your life, your business and your budget.

Coverage for every part of your life in Florida

One agency, four lines of coverage, and a licensed advisor who knows your file before you finish saying hello.

Commercial Insurance

Commercial Insurance

Keep the business open after a loss with liability, property and workers compensation built for your trade.

  • Liability
  • Property
  • Workers comp
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Personal Insurance

Personal Insurance

Protect the home, the cars and everything you have worked for with policies matched to Florida conditions.

  • Auto
  • Homeowners
  • Umbrella
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Health & Life Insurance

Health & Life Insurance

Individual, family and Medicare plans plus term and whole life protection for the people who count on you.

  • Marketplace
  • Medicare
  • Term & whole life
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Carriers we place coverage with across Florida

We are independent, so we quote and compare across more than two dozen carriers statewide instead of pushing one company's rate.

Progressive
GEICO
The General
Ascendant
Next Insurance
Hiscox
Ambetter
Oscar
United Healthcare
Molina
Tapco

How working with an independent agent works

Four straightforward steps, no call center, and the same licensed advisor from first quote to final claim.

Carrier Comparison

Because we are independent, we quote multiple admitted carriers side by side and explain the difference in plain English.

Free consultation
Fusion Insurance advisor reviewing a policy with a client

Numbers our clients feel

We re-shop renewals every year, so the policy you keep is still the right price twelve months later.

Local advisors, national carriers, one phone number.

Average savings

23%

Households and businesses

1,800+

Client retention

94%

Client reviews

Florida families and business owners trust Fusion

Fusion shopped my home and auto across several carriers and found real savings in a week. My advisor actually picked up the phone.

Marcus EllisonHomeowner, Orlando

They set up my commercial liability and workers comp in one call and explained every line item. No pressure, just clear answers.

Diane FerroSmall business owner, Tampa

We switched our health and life plans through Fusion and they handled every detail of the paperwork for us. Highly recommend.

Hector RamosRetiree, Jacksonville

FAQ

Common questions

If you don't see your question here, call 813-489-8408 and a licensed advisor will walk you through it.

We are independent and quote across more than two dozen carriers statewide, including Progressive, GEICO, The General, Ascendant, Next Insurance, Hiscox, Ambetter, Oscar, United Healthcare and Molina.

Most requests get a call back within one business day. Simple auto or home quotes can often be ready the same day.

No. Once you approve a new policy, we handle the paperwork and coordinate cancellation dates so there is no coverage gap.

Yes. While our office is in Tampa, we license and place coverage for clients throughout the state of Florida.

Quotes are always free and come with no obligation to purchase.

Get a no-obligation quote in one business day

Send us the basics and a licensed Fusion advisor will compare carriers and call you back with real numbers.

Mon – Fri, 9:00 AM – 5:00 PM813-489-8408
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